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| SAGRE LAW FIRM PROFESSIONAL ASSOCIATION |
BANKRUPTCY MAY HELP
YOU:
YOU:
STOP Debt
Collector's Harassing
Phone Calls
STOP Foreclosure
STOP Wage
Garnishments
RECOVER a
Suspended License
Collector's Harassing
Phone Calls
STOP Foreclosure
STOP Wage
Garnishments
RECOVER a
Suspended License
| BANKRUPTCY INFORMATION CENTER |
ALL CONSULTATIONS FREE
BANKRUPTCY QUESTIONS?
Call (305) 266-5999 for your FREE Bankruptcy
Consultation.
We Offer Low Cost Bankruptcy in Miami,
Broward and Monroe County.
Consultation.
We Offer Low Cost Bankruptcy in Miami,
Broward and Monroe County.
- Are you facing
foreclosure?
- Are your Wages
being Garnished?
- Is your License
Suspended due to
certain
circumstances?
- Are the Bill
Collector’s
Harassing you at
Work or at Home?
TELEPHONE (305) 266-5999
TO LEARN MORE SIMPLY
CLICK THE LINKS BELOW:
CHAPTER 7
CHAPTER 13
CLICK THE LINKS BELOW:
CHAPTER 7
CHAPTER 13
At Sagre Law Firm, P.A. we offer free Chapter 7 and
Chapter 13 bankruptcy evaluations for individuals or
businesses in Miami, Broward and all of South Florida. Sit
down with an experienced Miami Bankruptcy Lawyer, not
a paralegal or secretary. Make an appointment today, and
an attorney will examine your financial situation, and
explain all of your options. Bankruptcy is a legal option
that should be entered into only after all other options
have been considered.
We understand that clients considering Bankruptcy are
under a great deal of financial stress, therefore our
attorney fees are very reasonable and we DO NOT send
you any bills after your Bankruptcy has been paid. We will
honestly disclose all of the fees associated with your
Bankruptcy, no surprises! All consultations throughout
your case are free and will be handled by the attorney,
not a paralegal or secretary.
We offer low cost Chapter 7 and Chapter 13 Bankruptcy.
Filing for Bankruptcy should relieve your debt, not add to
it. Have you gone to see an attorney and you think they
are charging too much? We'll give you a free second
opinion.
Our goal is to be honest and perform our job with
integrity.
Payment Plans are Available.
Chapter 13 bankruptcy evaluations for individuals or
businesses in Miami, Broward and all of South Florida. Sit
down with an experienced Miami Bankruptcy Lawyer, not
a paralegal or secretary. Make an appointment today, and
an attorney will examine your financial situation, and
explain all of your options. Bankruptcy is a legal option
that should be entered into only after all other options
have been considered.
We understand that clients considering Bankruptcy are
under a great deal of financial stress, therefore our
attorney fees are very reasonable and we DO NOT send
you any bills after your Bankruptcy has been paid. We will
honestly disclose all of the fees associated with your
Bankruptcy, no surprises! All consultations throughout
your case are free and will be handled by the attorney,
not a paralegal or secretary.
We offer low cost Chapter 7 and Chapter 13 Bankruptcy.
Filing for Bankruptcy should relieve your debt, not add to
it. Have you gone to see an attorney and you think they
are charging too much? We'll give you a free second
opinion.
Our goal is to be honest and perform our job with
integrity.
Payment Plans are Available.
Sagre Law Firm is a Bankruptcy Law Firm in
Miami, Florida specializing in Chapter 7 and
Chapter 13 Bankruptcy. We will file your Dade,
Broward or Monroe Chapter 7 or Chapter 13
Bankruptcy Case. Ariel Sagre, the bankruptcy
attorney, has filed bankruptcy for people in Coral
Gables, Miami, Kendall, South Miami, Homestead,
Florida City, Aventura, West Miami, Westchester,
Miami Lakes, Hialeah, The Florida Keys, Doral,
Clear Water, Sweet Water, Pembroke Pines, Ft.
Lauderdale, Tamarac, Plantation, Lauderhill and
many more.
Miami, Florida specializing in Chapter 7 and
Chapter 13 Bankruptcy. We will file your Dade,
Broward or Monroe Chapter 7 or Chapter 13
Bankruptcy Case. Ariel Sagre, the bankruptcy
attorney, has filed bankruptcy for people in Coral
Gables, Miami, Kendall, South Miami, Homestead,
Florida City, Aventura, West Miami, Westchester,
Miami Lakes, Hialeah, The Florida Keys, Doral,
Clear Water, Sweet Water, Pembroke Pines, Ft.
Lauderdale, Tamarac, Plantation, Lauderhill and
many more.
CHAPTER 7 BANKRUPTCY INFORMATION:
WHAT IS A CHAPTER 7 BANKRUPTCY?
A chapter 7 bankruptcy is the form of bankruptcy that most consumers file. Its purpose is to eliminate
overwhelming debt, which may include credit card debt, bank loans, medical bills, most court judgments, and
deficiencies on repossessed vehicles.
The good news is that if you file a Chapter 7 consumer Bankruptcy, most actions against you, including
garnishment, foreclosure, bank restraint, lawsuits, and harassment by creditors, cease immediately.
One of the main purposes of Bankruptcy Law is to give a person, who is hopelessly burdened with debt, a fresh
start by wiping out his or her debts.
IS IT DIFFICULT TO FILE CHAPTER 7 UNDER THE NEW BANKRUPTCY LAWS?
No. There has been much doom and gloom written about the new laws and how much more difficult it's going to
be to file Chapter 7. It's true that there are more hoops to jump through under the new laws and it's true that the
bankruptcy means test will result in some people having to file chapter 13 instead of Chapter 7. However, for the
vast majority of filers Chapter 7 is still available with very little extra effort!
WILL MY CREDITORS STOP HARASSING ME?
Yes, they will! By law, all actions against a debtor must cease once the documents are filed. Creditors cannot
initiate or continue any lawsuits, wage garnishments, or even telephone calls demanding payments. Secured
creditors such as banks holding, for example, a lien on a car, will get the stay lifted if you cannot make payments.
I WAS BANKRUPT BEFORE. WHEN CAN I FILE AGAIN?
A person can file Chapter 7 again if it has been more than 8 years since he or she was discharged from the previous
Chapter 7 bankruptcy.
DO YOU HAVE MORE QUESTIONS?
Call us today for your free Bankruptcy Evaluation (305) 266-5999.
The Attorney will answer all of the questions that you might have regarding Chapter 7 Bankruptcy.
WHAT IS A CHAPTER 7 BANKRUPTCY?
A chapter 7 bankruptcy is the form of bankruptcy that most consumers file. Its purpose is to eliminate
overwhelming debt, which may include credit card debt, bank loans, medical bills, most court judgments, and
deficiencies on repossessed vehicles.
The good news is that if you file a Chapter 7 consumer Bankruptcy, most actions against you, including
garnishment, foreclosure, bank restraint, lawsuits, and harassment by creditors, cease immediately.
One of the main purposes of Bankruptcy Law is to give a person, who is hopelessly burdened with debt, a fresh
start by wiping out his or her debts.
IS IT DIFFICULT TO FILE CHAPTER 7 UNDER THE NEW BANKRUPTCY LAWS?
No. There has been much doom and gloom written about the new laws and how much more difficult it's going to
be to file Chapter 7. It's true that there are more hoops to jump through under the new laws and it's true that the
bankruptcy means test will result in some people having to file chapter 13 instead of Chapter 7. However, for the
vast majority of filers Chapter 7 is still available with very little extra effort!
WILL MY CREDITORS STOP HARASSING ME?
Yes, they will! By law, all actions against a debtor must cease once the documents are filed. Creditors cannot
initiate or continue any lawsuits, wage garnishments, or even telephone calls demanding payments. Secured
creditors such as banks holding, for example, a lien on a car, will get the stay lifted if you cannot make payments.
I WAS BANKRUPT BEFORE. WHEN CAN I FILE AGAIN?
A person can file Chapter 7 again if it has been more than 8 years since he or she was discharged from the previous
Chapter 7 bankruptcy.
DO YOU HAVE MORE QUESTIONS?
Call us today for your free Bankruptcy Evaluation (305) 266-5999.
The Attorney will answer all of the questions that you might have regarding Chapter 7 Bankruptcy.
CHAPTER 13 BANKRUPTCY INFORMATION:
Chapter 13 Bankruptcy, also known as an “individual reorganization”, is appropriate for use in the following three
situations.
The first situation is when an individual is facing a foreclosure sale and is going to lose their home. In this
situation, a Chapter 13 bankruptcy may allow you to keep your home, cancel the foreclosure sale, and repay the
past due amount on the mortgage over a period of sixty months.
The second situation is when you own property that is not exempt, and you want to keep the property, but do not
have the money to pay a lump sum to a Chapter 13 Trustee. In this situation, the Chapter 13 bankruptcy may allow
you to pay the value of the non-exempt asset over a 36-60 month period. As an example, you own an automobile
that is fully paid, and is worth $10,000.00 . You have $85,000.00 in credit card and medical bills. In a Chapter 7
bankruptcy, you would have to pay the Chapter 7 Trustee a lump sum of approximately $9,000.00 in order to keep
the car. However, in a Chapter 13 bankruptcy, you may be able to pay the Trustee $150.00 per month for 60
months and discharge the $75,000.00 in unsecured debt.
The third situation is if your monthly income exceeds the amount allowed under the means test. In this case, you
would not be allowed to file a Chapter 7 bankruptcy and would have to file a Chapter 13 bankruptcy. Pursuant to
the changes in the bankruptcy laws that became effective in October of 2005, your monthly income determines the
type of bankruptcy you can file if you have primarily consumer debts.
The attorney is available to answer any questions you may have. Contact us at
(305) 266-5999 for your Free Chapter 13 Bankruptcy Evaluation. The Lawyer can help you file your Chapter 13
Bankruptcy Case in Miami Dade, Broward and Monroe County.
Chapter 13 Bankruptcy, also known as an “individual reorganization”, is appropriate for use in the following three
situations.
The first situation is when an individual is facing a foreclosure sale and is going to lose their home. In this
situation, a Chapter 13 bankruptcy may allow you to keep your home, cancel the foreclosure sale, and repay the
past due amount on the mortgage over a period of sixty months.
The second situation is when you own property that is not exempt, and you want to keep the property, but do not
have the money to pay a lump sum to a Chapter 13 Trustee. In this situation, the Chapter 13 bankruptcy may allow
you to pay the value of the non-exempt asset over a 36-60 month period. As an example, you own an automobile
that is fully paid, and is worth $10,000.00 . You have $85,000.00 in credit card and medical bills. In a Chapter 7
bankruptcy, you would have to pay the Chapter 7 Trustee a lump sum of approximately $9,000.00 in order to keep
the car. However, in a Chapter 13 bankruptcy, you may be able to pay the Trustee $150.00 per month for 60
months and discharge the $75,000.00 in unsecured debt.
The third situation is if your monthly income exceeds the amount allowed under the means test. In this case, you
would not be allowed to file a Chapter 7 bankruptcy and would have to file a Chapter 13 bankruptcy. Pursuant to
the changes in the bankruptcy laws that became effective in October of 2005, your monthly income determines the
type of bankruptcy you can file if you have primarily consumer debts.
The attorney is available to answer any questions you may have. Contact us at
(305) 266-5999 for your Free Chapter 13 Bankruptcy Evaluation. The Lawyer can help you file your Chapter 13
Bankruptcy Case in Miami Dade, Broward and Monroe County.
Sagre Law Firm, P.A. is a Debt Relief Agency. We practice in Chapter 7 and Chapter 13 Bankruptcy, Foreclosure Defense and Debt Relief. The Lawyer can
file your bankruptcy case in Miami, Coral Gables, Kendall, Miami Lakes, West Miami, South Miami, Florida City, Homestead, Medley, Hialeah-Miami Lakes,
Aventura, Ft. Lauderdale, Pinecrest, Lauderhill, Perrine, Plantation, Tamarac, Weston, Key West and other cities around South Florida, Miami-Dade,
Broward and Monroe County.
Thank you for visiting out website. Have a wonderful day.
file your bankruptcy case in Miami, Coral Gables, Kendall, Miami Lakes, West Miami, South Miami, Florida City, Homestead, Medley, Hialeah-Miami Lakes,
Aventura, Ft. Lauderdale, Pinecrest, Lauderhill, Perrine, Plantation, Tamarac, Weston, Key West and other cities around South Florida, Miami-Dade,
Broward and Monroe County.
Thank you for visiting out website. Have a wonderful day.
We are a debt relief agency. We help people file for relief under the Bankruptcy Code.